When things go sour and the 'what if's' become a reality
ALL WRAPPED UP AND STILL NOT PROTECTED!
With only 33% of the UK having Life Insurance, 12% having Serious Illness Cover and 9% having Income Protection I can truly say most are all wrapped up and still unprotected.
Back in the day people use to say ‘it’s a Dog’s Life’ when things turned soar. The life of the dog was not how it is today. At this time dogs never lived inside, food was sparse and medical assistance was non-existent. Thankfully times have changed many would say. I mean we’ve got to the point where dogs are allowed in restaurants and bars.
Winter coats for dogs and puffer jackets for us. You’ve prepared yourself for the changing weather with sweaters, tights and bobble hats, turned the central heating on but still you haven’t addressed the issue of having no protection
Do you still think you don’t need it?
One set of figures say you do, *3.3 million people have applied for employment and support allowances over the last 4 years
I could go on, however I won’t.
I’ll instead leave you with a subtle warning!!!
Don’t set yourself up for the life of a 1660 dog!
How could you change the situation for yourself and ensure your Protection is more than external layers of clothing?
With the implementation of some common protection policies available to yourself and family members alike.
Life Insurance can pay your dependents money as a lump sum or as regular payments if you die.
It’s designed to provide you with the reassurance that your dependents will be looked after if you’re no longer there to provide.
Serious Illness / Critical Illness insurance will pay out if you get one of the specific medical conditions or injuries listed in the policy.
Don’t confuse critical illness cover with life insurance, although they are sometimes sold together.
Insurance (sometimes known as permanent health insurance) is a long-term insurance policy designed to help you if you can’t work because you’re ill or injured. It ensures you continue to receive a regular income until you retire or can return to work.
You now have an idea of a few products available to yourself, there is no time better than the present to seek cover and ensure you enjoy the same quality of life no matter what.
As always, I’m always happy to talk and open a conversation about your personal needs.
It is advisable to get advice from someone qualified to do so.
Today’s definitions where taken from the Money Advise Service. To read more detail on the instances mentioned today use this link.