



Financial HUG
- Work with Aleka
- Equality Initiatives
- …
- Work with Aleka
- Equality Initiatives



Financial HUG
- Work with Aleka
- Equality Initiatives
- …
- Work with Aleka
- Equality Initiatives

Are you leaving a Legacy or a Liability?
I understand it's not something you want to think about, but death comes to us all, eventually.
The Real Cost of a Black UK Funeral.
The UK national average is £4,285.
But that is not our average, is it?
When our community says goodbye, we mean it. We come together, from across the UK, from the Caribbean, from West Africa, from everywhere our people have settled.We fill a church. We feed a hundred people. We send our loved one onwards bound with flowers, music, limousines and love. Whether your roots are Jamaican, Bajan, Trinidadian, Ghanaian, Nigerian or anywhere across the Caribbean and West Africa, we share the same values when it comes to honouring those we have lost.
We do it properly.
We do it with dignity.
And we do it together - Legacy.
But doing it properly costs money.
A good send-off in our community does not cost £4,000. It costs between £10,000 and £15,000 once everything is counted. The wake and catering alone can be £4,000 to £5,000, especially when the family is large, or the person was well known and well loved.And then the bank account is frozen. And the funeral director needs to be paid and suddenly, a grieving family is in despair or on GoFundMe.
The question is: Are you leaving a legacy or a liability? Surely you'd like peace of mind and dignity over worry and debt
There is a plan for this.
You can prepare and ensure the full cost is covered — and it may be more affordable than you think. Taking away the anxiety and compounded grief created when there is a financial strain or burden left on your loved one to arrange.
Not just the arrangements, but the heart-filled commitment to giving you what they think you deserve and would want. Better still, you can leave your full instructions and wishes in detail, within a properly written Will.
There is a plan for this.
You can prepare and ensure the full cost is covered!
I am Aleka Gutzmore, founder of Financial HUG™ and a Protection Specialist with over 20 years of experience.
Let me help you find a plan that works for your life and your budget. Taking away the potentional anxiety and compounded grief created when there is a financial strain or burden left on your loved one.
It's not just the arrangements, but the heart-filled commitment to giving you what they think you deserve and would want and not having the financial freedom to do so.
Our conversation should leave you in an informed position to take the next steps, which I'll cover during the call.
Whole of Life
Many think it's a scam or they have to be sick to think about putting their finances in order. The truth is
98% of all life policies are paid each year, providing peace of mind and funds when they matter the most.
Serious Illness Cover
When we discuss personal protection, we also discuss the potential threats to your financial well-being.
We discuss your LIFE & Lifestyle before we get to death.
Property and Probate
What happens next...
Do you know what happens to your property upon death?
Have you made provisions to pay off your outstanding mortgage balance or will your loved ones need to sell up?
Wider Conversations
When we open up, we can discuss an array of financial planning responsibilities and the possible solutions such as having a registered Power of Attorney, Guardianship & Trustees.
Don't leave your family without the protection they need.
AVOIDABLE FINANCIAL HARDSHIP
I am here as someone who understands where you come from, what your family means to you and what is at stake if you do not act. Our community is too precious for us to keep losing family members and then the family suffer avoidable financial hardship and windled inheritance.
Let's change that — one conversation at a time.
ACT NOW
Free Legacy or Liability Check-Up
TUESDAY Appointments
30 minutes - No obligation.
Select a date and time to bookAll1-2-1
Legacy or Liability Conversation
ONLINEAre you prepared? In just 30 minutes, we will take an honest look at your situation, explore your options and start putting things in order — so your family never has to carry a burden that could have been avoided. This initial conversation covers: • Whole of Life assurance — guaranteed cover whenever you pass away • Trusts — ensuring your money reaches the right people, the right way • Making or updating your will — because without one, the law decides • Personal protection options — affordable plans tailored to your budget and your needs No jargon. No pressure. Just honest, genuine advice from a specialist who understands your community and what a proper send-off really costs. - Not ready to book, use the 'Dear Aleka' button below to send an emailSelect date and time
Event time zone:Europe/London GMT+01:00Book Now


